Energy · RetailDigital ChannelsGovernance-Risk-Compliance
GRC and a next-generation wallet at a fuel retailer
One of the country’s leading fuel distribution companies is running a two-track transformation to modernize its corporate governance and financial payment technologies: a GRC platform that automates all risk and compliance controls in one layer, and a wallet integration that offers millions of users PIN-free mobile payment with instant cashback.
- 1/4The screen’s skeleton is produced from the 133 components of the design system — a definition, not code.
- 2/4The core SDK applies the business rules: session, authority, limits. No business rule lives on the client.
- 3/4The middleware connects to core banking; data reaches the screen through one contract.
- 4/4The screen is ready: one of 2,581. Changes ship without a store review.
- 100% digital
- Control tracking; fast audit preparation
- 90 days
- PIN-free approved mobile payment — refuel without leaving the car
- Zero discrepancy
- A clean monthly close with automated account reconciliation
Problem
- Manual risk tracking
- Thousands of controls from international information security frameworks and the national digital transformation guide were mapped by hand.
- Friction in payment
- A mandatory PIN on every transaction slowed the experience; loyalty rewards stayed closed-loop.
- Scattered reconciliation
- Account reconciliations and order tracking ran through dispersed channels.
Solution
- GRC governance
- Standard and framework controls grouped and carried into the architecture; regular release updates and support under SLA.
- PIN-free mobile payment
- 90 days of PIN-free fuel purchases for users who complete KYC; transaction times at the station cut radically.
- Open-loop cashback
- Rewards also valid for convenience store purchases and ATM cash withdrawals; host-to-host services and instant reconciliation queries.
Technical notes
- Mapping framework controls into the architecture
- KYC-based PIN-free payment authorization
- Host-to-host services
- Instant account reconciliation queries
- Open-loop cashback integration
Related services
What comes next
Autonomous verification of refueling instruction steps in airport fuel supply operations, with 360° cameras and AI-based image processing on tankers and refueller vehicles.
Let’s assess your project.
If you are planning a transformation of high scale and architectural demand, we draw up the risk map together in the first meeting.